I moved beyond budgeting to looking at other financial factors too, such as how to start investing, whether to contribute to a TFSA or RRSP, and buying a house. After establishing my career and paying off my student loans, I didn’t need to live as frugally. I needed a more flexible tool to fit with my family’s finances. One month, I might be making five-figures, whereas another might bring $1000. It was exhausting, and for us, it wasn’t making a difference for our spending.īut the biggest reason for quitting ? My financial circumstances didn’t fit with this budgeting app.Īs a freelancer, my monthly earnings fluctuate from month-to-month and trying to stick to a set-in-stone budget just isn’t doable. So I’d have to correct mistakes and be extra diligent about reviewing the numbers. Sometimes got things wrong too, by misclassifying or duplicating transactions. I Just Outgrew įor one, I found the app rather time-consuming: I’d spend an hour a day scrutinizing every financial transaction. The app even sent reminders to pay my bills on time! But eventually, it wasn’t enough. It helped me make a budget (displayed in a colourful pie chart), track my cash flow, and monitor my credit score and savings. I managed my money from one dashboard, linking my bank accounts, mortgage, credit cards, PayPal, and savings accounts to the app. At first, gave me everything I needed: a free and simple budget tool that I could use on my computer or phone. This year, I broke up with my budgeting software. For complete and current information on any advertiser product, please visit their Web site. Advertisers are not responsible for the contents of this site including any editorials or reviews that may appear on this site.

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